Our elected officials (who are behaving more like politicians as we inch toward November) have become consumed and gridlocked by the health care debate.
First of all - to set the record straight - the debate is not about quality of care, improving people's lives, educating providers, or curing diseases - the debate is about insurance... simply, who is going to pay for whom.
I will be first in line to say that I would like to see everyone in America receive the highest quality health care at the lowest possible cost. We are a compassionate people and should never turn our backs on our fellow citizens, especially those having trouble helping themselves.
The issue I see as most damaging is the trickle-down effect of the debate around the government getting into the business of providing insurance benefits. Unemployment has been hovering around 10% for months, and long-term unemployed workers are exhausting their benefits. As the President continues to insist that our government will eventually fund health insurance for millions and millions of people, we are all paralyzed and waiting for the other shoe to drop meaning "How much will this cost businesses and taxpayers?"
My business clients are anxious to get back on a growth track but are concerned about having to pay higher premiums for their current employees to have proper benefits and question the value of hiring additional workers when it may only mean greater expenses and less than a justifiable return on their investment. Meanwhile, what about the unemployed person who is wondering about the value of returning to work, only to earn a stagnant wage, pay higher taxes and make higher contributions to an employee health plan? Does that person have an incentive to return to work or would it be easier to simply let others pay their way for them?
The concept of billions and trillions of dollars makes my head spin. However, I think if our government leaders are willing to talk about spending in that stratosphere, why not appropriate a reasonable amount of money targeted as cash incentives to companies that hire unemployed workers? - that's right, bonus a company for hiring someone, taking them off unemployment benefits, and putting him or her back to work, producing more products and services, and helping the economy grow! It's not a giveaway. We all win!
And if that sounds too simplistic... try following the health care debates.
As always, we are here to help
- Lou G.